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Home > Blog > McDonald Insurance Group Blog: home
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McDonald Insurance Group Blog: home

View the latest blog posts from McDonald Insurance Group.

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Wednesday, November 16, 2022

Annual Home Audit Checklist

Conducting an annual home audit can help you identify and address unchecked safety risks that may be present in and outside of your home. Even the smallest and most common of household issues, such as a stray cord, can turn into a potentially life-threatening hazard if it’s left unchecked. READ MORE >>

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Monday, September 19, 2022

The Three Common Types of Smoke Alarms

When a fire ignites in your home, fast action on your part is vital. The safety of you and your family depends on how quickly you detect the fire and vacate your house. Early fire detection also means the fire department can put out the fire sooner, which can result in less damage to your house. READ MORE >>

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Wednesday, August 31, 2022

Are There Consequences to Filing a Home Insurance Claim?

Homeowners buy insurance to protect themselves from risks. You want to know that if a problem occurs, you can file a claim.  However, many worry about the consequences of filing a home insurance claim. Will doing so cost you more than paying the claim out of pocket? In some cases, you may wish to avoid filing a claim. READ MORE >>

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Wednesday, July 6, 2022

Tips for Creating a Home Inventory

Should you ever have to make a homeowners insurance claim, a home inventory list will greatly speed up the process. Homes contain an enormous collection of personal belongings, as you may have appreciated when boxing them during a move. Imagine trying to create such a list from memory. Very few people could do it. READ MORE >>

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Tuesday, May 3, 2022

3 Tips to Save on Homeowners Insurance

Over two-thirds of American homes are underinsured. Why? Many people think that reducing coverage is the best way to cut back on insurance spending. But that could get you into big trouble if an incident occurs that is no longer covered under your policy. Rather, keep your valuable coverage and use these three tips to save:  READ MORE >>

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Monday, March 7, 2022

3 Tips to Reduce Water Damage Risks in Your Home

Water damage is a big problem in many homes. Water itself can create many concerns within the home. It can cause structural damage to the walls and foundation. It can cause mold and mildew to grow, creating a potential health concern. Whenever you have water, high humidity or moisture present in your home, you really do need to take care of the problem right away. READ MORE >>

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Thursday, February 24, 2022

Why a Home Insurance Policy Review Can’t Wait

Home insurance plays a vital role in protecting your finances from devastation in the event of a natural disaster, fire, burglary and other unpleasant events. Unfortunately, many homeowners don’t carefully evaluate their initial coverage, often opting for the minimums allowed. READ MORE >>

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Monday, January 17, 2022

How Can Home Insurance Help After a Storm?

After a storm comes through in the middle of the night, you wake up to a sight that's scary. Trees are down. Power lines perhaps are falling. Your home is damaged. You wonder what you should do. You should first contact your home insurance agent, who will take every step possible to help you to overcome any of the losses you are facing. READ MORE >>

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Thursday, November 25, 2021

Are Structural Problems Covered Under Home Insurance?

Home insurance is designed to cover your home in case of an accident, but there are certain exclusions and limitations when it comes to what is covered. In some cases, structural problems concerning your home will be covered under home insurance. In others, however, you could be looking to pay repairs to your home out of pocket. READ MORE >>

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Thursday, November 18, 2021

Yard Work That Lowers Your Chance of a Home Insurance Claim

Do you enjoy digging into the dirt to beautify your lawn? Yard work doesn’t only contribute to aesthetics, but can also protect your house and family. As you make your to-do list, think about adding some of these tasks.  1. Clean out the gutters. READ MORE >>

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