February 24, 2023Agency
Does Homeowners Insurance Cover Mold?
Your homeowners insurance policy can help pay for damage to structural aspects of your home from covered perils. In some cases, this coverage may include damage from mold. Read on to learn when you can expect mold to be covered by your homeowners insurance policy. At McDonald Insurance Group, we understand the value of protecting […]
January 24, 2023Agency
What Is Auto Gap Insurance?
Gap insurance is optional car insurance coverage that helps close the financial “gap” between the total amount you owe a lienholder and the settlement from your insurance company if your vehicle is deemed a total loss after a covered accident or incident. If you financed or leased a vehicle, your lienholder might require gap coverage […]
December 28, 2022Agency
Estimating Life Insurance Needs
When selecting a life insurance policy, it’s important to look at the facts. It’s not easy to take the time to do so, but a few minutes invested now can help you ensure that your loved ones are well cared for if the worst occurs. One of the key decisions you will need to make […]
December 13, 2022Agency
Does a Renter Need Umbrella Insurance?
Take into consideration what you could face as a renter in terms of insurance risk. You invite your friend’s child over to play. The child trips and falls, hitting his or her head on the floor, all because of a tear in the carpeting or a misplaced toy. You may think that this is just […]
December 2, 2022Agency
Stay Safe While Driving Through Mountains
The twisting slopes and narrow roads of mountain ranges require a bit more skill than normal city driving. Many drivers are not used to such conditions and may struggle with hazards such as an overheating engine. But don’t worry! This article is full of pointers to help you navigate mountains with agility. Prevent Your Engine […]
November 29, 2022Agency
Taking an Accident Prevention Class Could Reduce Your Costs
Accidents happen every day in every city. Some are unavoidable. Many are not. For auto insurance companies, accidents are very expensive. Not only do they put the driver’s life on the line, but they tend to be costly in terms of repairs. It is always best to drive safely. Yet, you may not know how […]
November 16, 2022Agency
Annual Home Audit Checklist
Conducting an annual home audit can help you identify and address unchecked safety risks that may be present in and outside of your home. Even the smallest and most common of household issues, such as a stray cord, can turn into a potentially life-threatening hazard if it’s left unchecked. Use this checklist to conduct an […]
November 1, 2022Agency
Who Needs Commercial Umbrella Insurance?
Commercial umbrella insurance adds extra liability insurance for businesses. Certain businesses face higher risk when it comes to liability, and thus need more liability insurance. There are many different types of liability risks. Thankfully, commercial umbrella insurance can apply to any of them. This is a list of some industries that face high risks in […]
October 28, 2022Agency
How Personal Umbrella Insurance Protects Your Lifestyle
From your auto insurance to your home insurance, each policy protects your nest egg. If you are in a car accident or your home is damaged by a fire, it’s likely that you can count on your insurance policies to help you recover. But what happens when you don’t have enough coverage? Understanding Insurance Limits […]
October 17, 2022Agency
Storing Your RV This Fall
If your family used your RV this summer, you probably had a great time traveling. But, now, it’s time to go back to school and work. So, what happens to your set of wheels in the meantime? You might not use your RV every day in the coming months, but that doesn’t mean you can […]