November 25, 2021
AgencyAre Structural Problems Covered Under Home Insurance?
Home insurance is designed to cover your home in case of an accident, but there are certain exclusions and limitations when it comes to what is covered. In some cases, structural problems concerning your home will be covered under home insurance. In others, however, you could be looking to pay repairs to your home out […]
November 18, 2021
AgencyYard Work That Lowers Your Chance of a Home Insurance Claim
Do you enjoy digging into the dirt to beautify your lawn? Yard work doesn’t only contribute to aesthetics, but can also protect your house and family. As you make your to-do list, think about adding some of these tasks. 1. Clean out the gutters. Gutters clogged with leaves, sticks and pinecones can cause water to […]
November 2, 2021
AgencyCollision vs. Comprehensive Coverage
One of the key ways you can protect yourself—and your wallet—if you have a car is obtaining adequate car insurance. However, doing so may be easier said than done, especially if you’re not familiar with the ins-and-outs of auto insurance. Read on to learn more about the basics of collision and comprehensive coverage and how […]
October 22, 2021
AgencyUmbrella Coverage for Commercial Auto Liability Insurance
Driving a vehicle for business exposes both the business itself, and its employee vehicles and drivers, to significant financial risks that might come up when accidents occur. Every vehicle and driver pose accident risks to every other vehicle and driver they encounter, and if an accident is the business’s fault, then they might have to […]
October 6, 2021
AgencyHow Can Life Insurance Help Cover Your Business Ownership?
As a business owner, you recognize the importance of managing your company’s finances. You know that it is critical that you play a role in the day to day activities. Yet, something could happen to you at any time. This is where life insurance can help you. If you own a business, having this type […]
September 16, 2021
AgencyPros and Cons of Life Insurance For Kids
Even considering the possibility that one of your children might die is enough to bring some to tears. It’s not a pleasant thought, but for too many people, it’s a sad reality. Complications from a birth defect, a car accident, SIDS, childhood cancer. They’re unfortunate realities that far too many parents have to face. Life […]
September 2, 2021
AgencyUmbrella Coverage for Commercial Auto Liability Insurance
Driving a vehicle for business exposes both the business itself, and its employee vehicles and drivers, to significant financial risks that might come up when accidents occur. Every vehicle and driver pose accident risks to every other vehicle and driver they encounter, and if an accident is the business’s fault, then they might have to […]
August 19, 2021
AgencyWhen You Can Use Umbrella Insurance
Throughout your life, you will have multiple types of insurance policies. For example, even in your own home, multiple policies might exist. Your auto, homeowners, renters, boat, RV or motorcycle coverage might all rest in your file cabinets. Each will likely contain liability insurance. However beneficial the coverage, the policy will contain limits. Therefore, it […]
August 3, 2021
AgencyUnderstanding Life Insurance Terms
Like many industries, the world of insurance has its own unique set of vocabulary to describe its products. To help you understand the information included in a life insurance policy, we’ve gathered some basic terminology in this easy-to-reference overview. Beneficiary: The person or party named by the owner of a life insurance policy to receive […]
July 21, 2021
AgencyWhen Should I File a Home Insurance Claim?
Filing a home insurance claim can be confusing and frustrating, especially after an unnerving accident. Unfortunately, it is a process that most homeowners will go through at least once in their lifetime. It is important to know when it is appropriate to file a home insurance claim and what may happen when you do. You […]