August 3, 2021
AgencyUnderstanding Life Insurance Terms
Like many industries, the world of insurance has its own unique set of vocabulary to describe its products. To help you understand the information included in a life insurance policy, we’ve gathered some basic terminology in this easy-to-reference overview. Beneficiary: The person or party named by the owner of a life insurance policy to receive […]
August 19, 2021
AgencyWhen You Can Use Umbrella Insurance
Throughout your life, you will have multiple types of insurance policies. For example, even in your own home, multiple policies might exist. Your auto, homeowners, renters, boat, RV or motorcycle coverage might all rest in your file cabinets. Each will likely contain liability insurance. However beneficial the coverage, the policy will contain limits. Therefore, it […]
September 2, 2021
AgencyUmbrella Coverage for Commercial Auto Liability Insurance
Driving a vehicle for business exposes both the business itself, and its employee vehicles and drivers, to significant financial risks that might come up when accidents occur. Every vehicle and driver pose accident risks to every other vehicle and driver they encounter, and if an accident is the business’s fault, then they might have to […]
September 16, 2021
AgencyPros and Cons of Life Insurance For Kids
Even considering the possibility that one of your children might die is enough to bring some to tears. It’s not a pleasant thought, but for too many people, it’s a sad reality. Complications from a birth defect, a car accident, SIDS, childhood cancer. They’re unfortunate realities that far too many parents have to face. Life […]
October 6, 2021
AgencyHow Can Life Insurance Help Cover Your Business Ownership?
As a business owner, you recognize the importance of managing your company’s finances. You know that it is critical that you play a role in the day to day activities. Yet, something could happen to you at any time. This is where life insurance can help you. If you own a business, having this type […]
October 22, 2021
AgencyUmbrella Coverage for Commercial Auto Liability Insurance
Driving a vehicle for business exposes both the business itself, and its employee vehicles and drivers, to significant financial risks that might come up when accidents occur. Every vehicle and driver pose accident risks to every other vehicle and driver they encounter, and if an accident is the business’s fault, then they might have to […]
December 28, 2021
AgencyWho are Insureds and Beneficiaries in Life Insurance?
If you are thinking about buying life insurance, then you will likely need to involve several people in your decision. First, there are those whose lives will be insured under the policies. Second, there are those who will receive the policy’s payout when a claim is made. Respectively, these are the policy’s insured(s) and beneficiary. […]
December 31, 2021
AgencyUmbrella Insurance Can Cover Personal Injury and Loss Assessments
It’s no surprise that a lot of successful business people use a number of resources for advice, particularly when it comes to financial, legal and insurance decisions. When it comes to protecting assets, either as a store owner or real estate investor, the need for the right insurance policies are crucial. Of course, the main […]
January 6, 2022
AgencyHow to Leave Life insurance to a Disabled Child
You buy life insurance to help your survivors financially after your death. Particularly if you have a disabled family member, this coverage will come in handy. Yet, because of the individual’s needs, how you structure your coverage might vary. What are the factors you must consider when leaving coverage to a disabled child? Step One: […]
February 8, 2022
AgencyCan Umbrella Insurance Protect My Business?
Umbrella insurance could be one of the best investments a business can make in today’s lawsuit-prone world. Your company likely has liability insurance, a key tool in protecting against lawsuits from customers due to accidents or mistakes made by the company. However, liability insurance isn’t always enough protection in many cases. Umbrella insurance provides an […]