July 24, 2024
mcdonaldinsuranceNavigating the Home Insurance Claims Process After a Natural Disaster in Colorado
Natural disasters can be devastating, potentially leaving homeowners with significant property damage and extensive financial losses. Homeowners often purchase and maintain homeowners insurance to protect themselves from these fiscal difficulties. However, filing an insurance claim in the aftermath of a natural disaster can be stressful and overwhelming. To help ease these difficult times, proudly serves […]
May 20, 2024
mcdonaldinsuranceFactors Affecting Home Insurance Rates
When it comes to determining the cost of home insurance, several factors come into play. These rates are determined by various elements, ranging from the specifics of the insured property to the personal details of the homeowner. Insurance companies assess the level of risk associated with insuring a particular property and homeowner, ultimately resulting in […]
December 27, 2023
mcdonaldinsuranceUnderstanding Homeowners Liability Insurance
As a homeowner, you must account for many risks and exposures to safeguard your property, family and finances. However, potential losses and damages may also arise from incidents involving other parties, which could lead to costly lawsuits and significant financial ramifications. As a responsible homeowner, you should prioritize acquiring and maintaining appropriate loss control measures […]
September 13, 2023
mcdonaldinsuranceWhat Are the Differences Between High-Value Homeowners Insurance and Standard Homeowners Insurance?
Owning a home is a significant milestone, representing a substantial investment and a place of personal sanctuary. As such, safeguarding this valuable asset through insurance is crucial. Homeowners insurance comes in various forms, with standard and high-value options catering to different needs. Consider the following factors when determining what type of homeowners insurance policy may […]
February 24, 2023
AgencyDoes Homeowners Insurance Cover Mold?
Your homeowners insurance policy can help pay for damage to structural aspects of your home from covered perils. In some cases, this coverage may include damage from mold. Read on to learn when you can expect mold to be covered by your homeowners insurance policy. At McDonald Insurance Group, we understand the value of protecting […]
November 16, 2022
AgencyAnnual Home Audit Checklist
Conducting an annual home audit can help you identify and address unchecked safety risks that may be present in and outside of your home. Even the smallest and most common of household issues, such as a stray cord, can turn into a potentially life-threatening hazard if it’s left unchecked. Use this checklist to conduct an […]
September 19, 2022
AgencyThe Three Common Types of Smoke Alarms
When a fire ignites in your home, fast action on your part is vital. The safety of you and your family depends on how quickly you detect the fire and vacate your house. Early fire detection also means the fire department can put out the fire sooner, which can result in less damage to your […]
August 31, 2022
AgencyAre There Consequences to Filing a Home Insurance Claim?
Homeowners buy insurance to protect themselves from risks. You want to know that if a problem occurs, you can file a claim. However, many worry about the consequences of filing a home insurance claim. Will doing so cost you more than paying the claim out of pocket? In some cases, you may wish to avoid […]